John 3:16

I believe the unbelievable, I receive the impossible, because it's doable. Jesse Duplantis

Two roofers working on a storm-damaged shingle roof of a white-sided house under a bright sky

Houston Roofing Questions, Answered

How the free line works, what Texas law says about roofers and deductibles, and the roof questions Houston homeowners ask most. If yours is not here, call and ask a roofer.

Questions about the line

The short version: you call, an automated assistant answers, and your call goes to an independent roofing company in greater Houston. Everything after that is between you and that company.

Does it cost anything?

No. You pay nothing to call or to be connected. Roofing companies may pay the line a referral fee.

When can I call?

Any hour, any day. If the roofing company cannot answer, your name, number, city, need and urgency are passed along for a call back.

Can you tell me what my roof will cost?

No. The line never quotes prices. A roofer has to see the roof. The replacement cost guide lays out the factors behind the price and lists published ranges with their sources.

Can I send a request instead of calling?

Yes. The contact form passes your details to a local roofing company so it can call you back. For water coming in, calling is the quicker route.

Houston homeowner on the front walk photographing hail-dented gutters and a shingle roof with a phone after a storm

Questions about roofers and the work

Should new shingles go over the old ones?

Most roofers recommend a full tear-off so the deck can be checked and soft wood replaced. Building codes limit how many layers a roof may have. Ask what the quote assumes. See roof replacement.

Is one leak a reason for a new roof?

Usually not. A cracked pipe boot or a gap in the flashing is a repair. Ask the roofer to show you photos of what it found. See roof repair.

Do black streaks mean the roof is failing?

The dark streaks common on Houston roofs are usually algae, which is mainly a cosmetic problem. They are not by themselves a reason to replace a sound roof.

Can my HOA ban impact-resistant shingles?

Texas Property Code section 202.011 bars a property owners' association from prohibiting shingles designed to resist wind and hail or improve energy efficiency, if they resemble the shingles used or allowed in the subdivision, are at least as durable and of equal or better quality, and fit the look of the neighborhood.

Questions about storms and insurance

  • Who files the claim? You do. A roofer can document the damage and meet the adjuster, but Texas law bars a contractor from acting as your public adjuster.
  • Is flooding covered by homeowners insurance? Generally not. Wind damage and flood damage are covered by different policies; ask your agent which you have.
  • Should I stay off the roof after a storm? Yes, always. Photograph from the ground and inside, and let a roofer go up.
  • What should I photograph? The roof from every side, dented gutters and vents, debris in the yard, and every stain inside. The free storm claim checklist lists it all.
Two roofers on a storm-damaged shingle roof of a white-sided house with a patch of torn shingles

Stay off the roof. Wet, storm-damaged roofs are slick and the decking may be weak, so leave the ladder in the garage. Keep well away from downed power lines and report them to CenterPoint Energy or 911. Indoors, move belongings away from the leak, put a bucket or towels under the drip and keep people out of any room where the ceiling sags. Photograph the damage from the ground and inside the house, then call your insurer and a roofer.

About this line: Houston Expert Roofers is a free phone line, not a roofing contractor. It answers your call and connects you with an independent local roofing company, which inspects, quotes and does the work, and which you pay directly. Companies may pay a referral fee. The line never charges you. Read how the line works.

Questions Houston homeowners ask

Is Houston Expert Roofers a roofing company?

No. It is a no-cost phone number plus this site, linking callers with independent local roofing companies. They inspect, quote and do the work, and you pay them directly. See how it works.

Are roofers licensed in Texas?

No. Texas has no state license for roofing contractors. A 2025 bill to create one did not pass. Ask any roofer for a certificate of insurance, a written contract and local references, and check whether your city requires a permit or registration. The roofer checklist guide covers it.

Can a roofer pay or waive my insurance deductible?

No. According to the Texas Department of Insurance, a contractor breaks the law if it offers to waive, rebate or absorb your deductible, and a contract of $1,000 or more paid with insurance money must include a notice saying you must pay it. Treat any such offer as a warning sign.

Do I need a permit to replace my roof?

It depends on where you live. The City of Houston requires a residential roofing permit for a re-roof or overlay, and several suburbs permit re-roofs too, while unincorporated county areas often have no re-roof permit. On the coast a state windstorm inspection may also apply. Each town page covers its rule.

How long does a roof last in Houston?

It depends on the material, the installation, attic ventilation and the storms it sees. Heat, sun and humidity are hard on asphalt shingles. The guide how long a roof lasts in Houston gives sourced lifespans by material and the signs a roof is near the end.

How soon should I report storm damage to my insurer?

As soon as it is safe. Policies expect prompt notice, and Texas Windstorm Insurance Association claims must be filed within one year of the storm. Read your own policy for its deadline, and see the roof insurance claims guide.

Roof trouble? Make one free call

Tell the automated assistant what the roof is doing and where you live. Your call is put through to an independent, locally owned roofing company in greater Houston, which looks at the roof and gives you its own price.

Call (832) 662-4107

  • Answered at any hourAn automated assistant picks up nights, weekends and the morning after a storm.
  • Free to callThe line never bills you. Any price comes from the roofing company, in writing.
  • No state roofing licenseTexas does not license roofers, so ask for proof of insurance, a written contract and local references.
  • You decideHear what the roofer found, read the estimate, and hire only if it makes sense to you.